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The Frugal Path to Wealth: How to Save Your Way to Being Wealthy

Building wealth through frugality might seem old-fashioned in a world of instant gratification and conspicuous consumption. However, adopting a frugal lifestyle and intelligent saving strategies can be one of the most effective paths to wealth and financial freedom. This article will guide you through the essential steps to save your way to wealth, combining practical […]

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TThe One Investment the Rich Make That the Middle Class and Poor Often Miss

One Investment the Rich Make That the Middle Class and Poor Often Don’t

Wealth / Steve Burns

In personal finance and wealth-building, there’s a subtle yet significant difference in how the rich approach their purchases compared to the poor and middle class. This difference isn’t about flashy cars or luxurious vacations but rather a fundamental mindset shift in everyday buying decisions. The one investment the rich make that the middle class and

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5 Basic Necessities the Middle Class Is Struggling to Afford in 2024

Economics / Steve Burns

In 2024, the American middle class faces unprecedented financial challenges. As the cost of living continues to outpace wage growth, many families struggle to afford necessities that were once considered standard for a middle-class lifestyle. This article explores five key areas where middle-class households are experiencing the most significant financial strain, examining the factors behind

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How Rich People Think (Are You Acting Like a Rich Person?)

Wealth / Steve Burns

The path to wealth is often paved with more than just hard work and luck. It’s shaped by a distinct mindset and specific behaviors that set wealthy individuals apart from the average person. Understanding these thought patterns and actions can provide valuable insights into building and maintaining wealth. In this article, we’ll explore the mindset

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Why the American Middle Class Is Disappearing

Economics / Steve Burns

The American middle class, once the backbone of the nation’s economy, has steadily shrunk over the past few decades. This decline has far-reaching implications for economic stability, social mobility, and the overall health of American society. To understand this troubling trend, we must examine the complex interplay of economic, technological, and policy factors contributing to

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10 Inexpensive Everyday Items That Are Worth Every Penny

Psychology / Holly Burns

In a world of constant consumerism, it’s tempting to assume pricey products provide the most value. However, many affordable items can improve daily life in a meaningful way without demanding a hefty investment. This list highlights ten inexpensive everyday items that deliver exceptional bang for your buck: 1. Smartphone Case and Screen Protector A quality

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Say Goodbye to the Middle Class- Half of US Workers Made Less Than $40,847.18 Last Year

Say Goodbye to the Middle Class: Half of US Workers Made Less Than $41,000 Last Year

Economics / Steve Burns

The American Dream of a thriving middle class is fading fast. Recent data paints a stark picture of economic reality for many US workers, challenging long-held notions of financial stability and upward mobility. This article delves into the factors contributing to the decline of the middle class and explores the implications for American society. The

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Why Home Prices Are Plummeting in These 6 Cities

Real Estate / Steve Burns

In the ever-changing US housing market, some cities have experienced significant declines in home prices over the past year. According to recent data from Realtor.com, six significant cities nationwide have seen notable drops in median list prices, offering potential opportunities for buyers looking to find more affordable options. This article will explore the factors contributing

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10 Unwritten Rules Of Being Poor That You Only Could Know About If You’ve Struggled Financially

Personal Finance / Steve Burns

When you’ve experienced financial hardship, you quickly learn that there are countless unwritten rules to surviving poverty. These rules are not taught in school or discussed in polite society, but they are essential for navigating the challenges of poverty. If you’ve struggled financially, you know these rules all too well. I experienced them all at

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10 Frugal Habits You Shouldn’t Use When Car Shopping

Personal Finance / Steve Burns

When it comes to car shopping, many people turn to their frugal habits to save money. However, not all frugal habits are created equal; some can lead to higher costs in the long run. In this article, I share ten frugal habits you shouldn’t use when car shopping and how avoiding these habits can lead

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