Wealth building isn’t just about what you earn and how you spend and invest your money. By examining the habits of the rich, we can learn a lot about financial prudence. In the quest for financial success, understanding the spending and investment habits of the wealthy can be incredibly enlightening. Often, it’s not just about […]
7 Things the Rich Never Invest In or Buy (Avoid at All Costs) Read More »
Estate planning is vital for Americans in 2023. Having a customized plan provides peace of mind as our lives and assets become more complex. For most individuals and families, a trust should serve as the foundation of an estate plan. Trusts furnish essential benefits that address the needs of most people. Trusts allow consolidated management
Why Almost Every American Needs A Trust in 2023 Read More »
Frugal living has surged in popularity over the past decade as more people seek to save money, get out of debt, and live sustainably. At its core, frugality is about intentional spending, not deprivation. It’s cutting costs on non-essentials so you can afford goals and necessities. Embracing frugality leads to financial freedom and more money
25 EXTREME Frugal Living Tips That Actually Work Read More »
The Myers-Briggs personality system categorizes individuals into 16 distinct personality types based on their preferences across four dichotomies: extraversion vs. introversion, sensing vs. intuition, thinking vs. feeling, and judging vs. perceiving. One of the 16 types is the ESFJ or Extraverted Sensing Feeling Judging type. ESFJs comprise a significant portion of the population and have
ESFJ Explained: What it Means to Be the ESFJ Personality Type Read More »
We all have habits and routines that drive our daily actions. Some of these patterns keep us from reaching our goals and living purposefully. However, focusing on changing just one habit can create a powerful chain reaction of positive personal transformation. Identifying and consistently practicing a single constructive routine aligned with your values acts as
What’s Inside Matter’s: Choose One Habit to Change your Life Read More »
Life inevitably serves up periods of difficulty, distress, and hard days. When challenges arise, it’s easy to get swept up in destructive thought patterns and emotions undermining resilience. We compound troubles when reacting with exaggerated distress to setbacks that are ultimately transient. The ancient philosophy of Stoicism offers techniques to strengthen mental fortitude to withstand
Saving a million dollars for retirement may seem impossible, but it’s achievable through the diligent use of a Roth IRA. Building up a Roth IRA to reach $1 million or more by retirement is possible if you start early and use the right strategies. The benefits of tax-free growth in a Roth IRA make the
How to Create a 1 Million Dollar ROTH IRA Read More »
High-income earners often assume their sizable salaries equate to naturally savvy money management. However, high incomes do not automatically translate into financial wisdom. Top-tier professionals across fields like medicine, law, and business are prone to significant money mistakes. These blunders made by even the highest earners can jeopardize their long-term financial freedom after their careers
10 Biggest Financial Mistakes High-Income Earners Make Read More »
Establishing positive rituals and routines has the power to transform your life completely. Most people want to feel energized, get healthier, and improve their productivity. However, making significant lifestyle changes can feel daunting. The key is to start small by implementing intentional morning and evening rituals. Gradually building up these routines creates momentum to form
We’ve all felt the effects of burnout from high-stress jobs, endless responsibilities, and not having enough time for what matters. The constant go-go-go of modern life has created a “rat race” that keeps us running in place. But what if you could step off the hamster wheel and structure your life around simplicity rather than
Quitting The Rat Race (Creating A Simple Lifestyle) Read More »