Author name: Julianna Summers

Bad habits – we all have them. From biting your nails to snoozing your alarm, they initially seem harmless. But what happens when these habits spiral out of control? Consider Simon, a 20-year smoker who now battles lung cancer. Or Alexa, whose shopping addiction left her $15,000 in debt. Bad habits that start small can […]

Frugal living is all about spending less and maximizing value for every dollar you spend. It’s not about depriving yourself or leading an austere lifestyle. Frugality is about being smart with your finances to save money and achieve goals like getting out of debt, building an emergency fund, or saving for retirement. Implementing some practical

Mornings are often rushed and stressful as we prepare and start our day. But adopting a slow, mindful morning routine can set a calm, focused tone for the day ahead. When you intentionally slow down your morning habits, you reduce anxiety and enter your day feeling present and fulfilled. This article explores small changes you

It can be challenging to resist the urge to increase spending as your income rises. The temptation of inflating your lifestyle with lavish vacations, frequent dining out, brand-new cars, and home renovations can sabotage your finances. Despite decent earnings, many live paycheck to paycheck, struggle to save, and constantly overspend. Breaking free from this vicious

We often think that life change only comes from significant transformations like starting a new career or moving to a new city. However, the small, simple habits practiced day in and day out create the compound effect needed for a significant change. In this post, we’ll explore 11 easy yet highly effective small changes you

We all have habits, both good and bad. While good habits can help us lead healthier, more fulfilling lives, bad habits can derail our goals and leave us stuck in an endless loop of unproductive behaviors. By becoming aware of our bad habits and making a concentrated effort to change them, we can improve various

A “growth mindset” is the key to unlocking your full potential and leading a happy life. With this powerful mindset, you believe you can continually improve yourself and develop new skills through dedicated effort and practice. A growth mindset views talents and abilities as flexible and malleable, not fixed or static. This mentality opens up

Living below your means – spending less than you earn – is the cornerstone of financial health and stability. Yet it can be incredibly challenging to resist inflating your lifestyle when your income rises. The natural urge to increase spending along with earnings makes staying frugal difficult. One simple yet highly effective strategy makes living

Our minds are powerful shapers of our reality. The thoughts we habitually think and our beliefs become self-fulfilling prophecies that can enrich our lives or sabotage our potential. To profoundly transform your life, you must first win the battle raging in your mind. For many, this mental battlefield is dominated by negativity, doubt, worry, and

Happiness comes from within. While life events certainly affect our mood, research shows that around 40% of our capacity for joy lies within our power to change. Practicing simple, positive habits daily can help boost your overall happiness and life satisfaction. This article outlines ten science-backed habits that have been proven to lift mood, perspective,