Author name: Julianna Summers

Living a simplified, decluttered life has become an aspiring goal for many people today. Our lives have become increasingly complicated with our busy modern lifestyles of work, family, and social commitments. Many of us feel overwhelmed with never-ending to-do lists, cluttered homes, and racing minds. Embracing simplicity is a lifelong journey, but the rewards make […]

Frugality has developed a reputation for being about penny-pinching and depriving oneself of life’s pleasures. However, true frugality is not about sacrifice or austerity. Instead, it’s a lifestyle of being strategic with money – spending smartly on things that matter so you can save for goals that enrich your life. Implementing frugal practices takes more

Self-discipline is the key to achieving your goals and living the life you truly want. However, self-discipline does not come naturally to most people. It takes commitment, effort, and persistence to gain control over your actions and behaviors. The rewards of self-discipline are immense – you can accomplish far more, form better habits, focus intently

Belief is a powerful tool that shapes how others see and treat us. When we believe strongly in ourselves, please stand up for our values, and passionately pursue our passions, we demonstrate admirable qualities that earn respect and praise. Developing an unshakable belief system and letting it guide our actions can transform how people perceive

Impulse spending is a significant drain on many people’s finances. The average American spends over $5,000 per year on impulse purchases, up to $450 billion in total impulse spending annually. This reckless spending can seriously hinder your ability to achieve financial goals like getting out of debt, saving for retirement, or buying a house. The

Establishing healthy sleep habits is one of the best things you can do for your overall health and well-being. Quality sleep impacts your mood, focus, and energy levels to your risk for severe medical conditions like obesity, heart disease, and diabetes. Unfortunately, many of us struggle to prioritize sleep, leading to daytime fatigue and long-term

Getting out of debt may seem daunting or even impossible when you struggle to make ends meet each month. How can you pay off what you owe when there’s barely enough income to cover necessities? With strategic planning, discipline, and commitment to changing your money habits long-term, you can become debt-free, even on a low

We all have habits. Some helpful routines provide structure and efficiency to our days, like exercising daily, calling a parent each week, or reading before bed. But other habits can be destructive. They seem harmless initially but slowly undermine our health, finances, relationships, and happiness when left unchecked. This post will examine six everyday destructive habits

Frugality is making a significant comeback. With rising prices and economic uncertainty, people seek ways to pinch pennies. Interestingly, some of the best money-saving hacks come from past generations. Our grandparents and great-grandparents knew how to stretch a dollar. They made frugality a lifestyle out of necessity, like growing victory gardens, preserving foods, and repairing

We all go through phases in life where we feel stuck in a rut and need change. Perhaps you’ve been in a dead-end job or relationship for too long. Maybe you experienced a significant life event, like a move, divorce, or losing a loved one, that has left you craving a fresh start. Or it