Author name: Julianna Summers

Frugality gets a bad rap as being the realm of penny pinchers and budget-conscious boards. But the truth is, frugal people aren’t lacking style or fun – they’ve just mastered the art of spending wisely and avoiding waste. Adopting a more frugal lifestyle is about being intentional with your money so you can fund the […]

Life can often feel busy, filled with responsibilities and tasks. It’s easy to go through days, weeks, and months on autopilot—without fully appreciating each moment or living intentionally. A set of guiding life principles can help provide direction amid life’s chaos. Principles are fundamental truths or beliefs that shape our perspectives and actions. Defining your

Mornings set the tone for our entire day. How we spend the first few hours after waking up significantly impacts our mindset, productivity, and happiness throughout the day. Most people have morning routines that involve rushing through a quick shower, grabbing coffee, and scrambling out the door. While this may be necessary at times, making

Self-discipline is the ability to motivate yourself to do what needs to be done, even if you don’t feel like doing it. It means pushing yourself to work, study, exercise, and stick to routines that align with your goals rather than succumbing to distractions and procrastination. Developing and maintaining consistent self-discipline in all areas of

In today’s materialistic world, frugality is an undervalued virtue. Being frugal means being extremely disciplined with spending and living well below your means. It goes far beyond mere budgeting or occasional cost-cutting. Extreme frugality requires a complete mindset shift and significant lifestyle changes. But it leads to incredible benefits that make it worth the effort.

The choices we make and actions we take each day seem minor, but over months and years, they shape the trajectory of our lives. Developing positive daily habits allows us to steadily build the skills, mindset, and outcomes that lead to significant accomplishments and fulfillment over a lifetime. The human brain is wired to prioritize

We all have 24 hours a day, yet some people can accomplish much more than others. Why is this? How can some people get more done in one day than others in five days? The answer lies in having effective daily habits and routines. Just three simple yet powerful patterns practiced daily can allow you

Constant negative self-talk can damage our self-image and ability to reach our full potential. The inner critic in our minds can undermine self-confidence, happiness, and success. Luckily, evidence-based techniques from psychology and mindfulness can help stop this rumination. With consistent practice, you can cultivate more empowering inner dialogue. Using practical examples, this article will explore

Saving money is a challenge for everyone, but it can seem downright impossible when living paycheck to paycheck on a low income. However, with determination, discipline, and some strategic money-saving techniques, you can find ways to set aside savings no matter how little you earn. This article will explore the obstacles to saving when you

Mental strength is one of the most important attributes we can cultivate. It allows us to survive and thrive in the face of adversity. Mentally strong individuals can bounce back from failures and setbacks. They can maintain composure during times of stress. They have a high threshold for discomfort and can delay gratification in pursuing