Author name: Holly Burns

Holly Burns is a best-selling author and artist living in Florida. She co-founded New Trader University, where she blogs daily about personal success.

4 Millionaire Money-Saving Secrets the Middle Class Will Never Know

4 Millionaire Money-Saving Secrets the Middle Class Will Never Know

Most people think millionaires spend lavishly on fancy cars, designer clothes, and luxury vacations. But the truth might surprise you. Many wealthy people have money-saving habits that differ dramatically from those of middle-class folks. These aren’t just minor tweaks to a budget—they represent fundamentally different approaches to money. This article will uncover the financial strategies […]

4 Millionaire Money-Saving Secrets the Middle Class Will Never Know Read More »

The 10 Hidden Downsides of Frugality That Nobody Talks About

The 10 Hidden Downsides of Extreme Frugality That No One Talks About

Extreme frugality has gained popularity recently as more people look for ways to save money. While being mindful of spending and living within your means are admirable goals, taking frugality to the extreme can have surprisingly negative consequences. Let’s explore ten hidden downsides of extreme frugality that often get overlooked. Downside #1: Extreme Social Isolation

The 10 Hidden Downsides of Extreme Frugality That No One Talks About Read More »

Frugality vs. Investing Which One Will Actually Make You Wealthy Faster

Frugality vs. Investing: Which One Will Actually Make You Wealthy Faster?

What’s the fastest path to building real wealth – extreme frugality or savvy investing? It’s a question that sparks heated debate in personal finance circles. Some argue that a penny saved is earned and that cutting costs is the surest way to financial freedom. Others contend that investing your money wisely will get you to

Frugality vs. Investing: Which One Will Actually Make You Wealthy Faster? Read More »

The Hidden Mindset Shift That Separates Early Retirees from Those Who Never Will

The 4 Hidden Mindset Shifts That Separate Early Retirees from Those Who Never Will

Many people dream of the day they can finally retire and enjoy a life of leisure. Yet for most, that milestone remains frustratingly out of reach, even after decades of working. They watch with envy and bewilderment as a select few race to an early finish line, achieving financial independence in their 30s or 40s.

The 4 Hidden Mindset Shifts That Separate Early Retirees from Those Who Never Will Read More »

10 Self-Discipline Rules That Help the Wealthy Get Richer (And Keep the Poor Struggling)

10 Self-Discipline Rules That Help the Wealthy Get Richer (And Keep the Poor Struggling)

How do the rich keep getting richer while the poor struggle to just get by? While many factors are at play, one key difference is self-discipline. The wealthy follow strict rules and habits that enable their continued financial success. Meanwhile, those who struggle often lack this vital skill. Self-discipline is the ability to control one’s

10 Self-Discipline Rules That Help the Wealthy Get Richer (And Keep the Poor Struggling) Read More »

5 Wealth-Building Money Rules from Warren Buffett That the Middle Class Ignores

5 Wealth-Building Money Rules from Warren Buffett That the Middle Class Ignores

Warren Buffett is widely regarded as one of the most successful investors ever. With over $100 billion net worth, the “Oracle of Omaha” clearly knows something about building wealth. But you don’t need to be a billionaire to benefit from Buffett’s wisdom. Many of his key principles are simple, timeless, and accessible to everyday middle-class

5 Wealth-Building Money Rules from Warren Buffett That the Middle Class Ignores Read More »

Why Frugality Alone Won’t Make You Wealthy—And What You Should Focus on Instead

Why Frugality Alone Won’t Make You Wealthy—And What You Should Focus on Instead

Conventional personal financial wisdom often touts the benefits of extreme frugality as the path to wealth. The advice goes that by cutting expenses to the bone and living as cheaply as possible, you can save and invest your way to riches. While there are certainly merits to being judicious with spending, frugality alone is not

Why Frugality Alone Won’t Make You Wealthy—And What You Should Focus on Instead Read More »

Frugality vs. Scarcity Are Your Money-Saving Habits Holding You Back

Frugality vs. Scarcity: Are Your Money-Saving Habits Holding You Back?

Sarah was the queen of coupon clipping. She never met a discount she didn’t like, and her purse bulged with carefully curated vouchers for everything from groceries to oil changes. While focusing on savings helped her squirrel away a solid emergency fund, Sarah couldn’t shake the feeling that her financial life was stuck. Despite her

Frugality vs. Scarcity: Are Your Money-Saving Habits Holding You Back? Read More »