Author name: Holly Burns

Frugality and poverty are often mentioned in the same breath, but they are quite different. Poverty is usually an unwanted financial situation, while frugality is an intentional approach to money management. Frugal people choose what to buy to reach their long-term financial goals, while people in poverty don’t have a choice. Let’s look at five […]

Having a guiding philosophy can provide much-needed stability and direction when navigating the world of personal finance. Enter Stoicism, an ancient school of thought that has stood the test of time, offering profound wisdom for those seeking to improve their relationship with money. Integrating these timeless Stoic principles into your everyday financial habits can create

Many people mistake being a lone wolf for simple introversion, but the personality traits between the two differ. Introverts may enjoy less social interaction, while lone wolves intentionally pursue solitude and flourish when they are alone. Scientific research has revealed several distinctive qualities that distinguish lone wolves from mere introverts. In this article, we’ll dive

Frugality often gets a bad rap, conjuring images of miserly penny-pinching and joyless deprivation. But the truth about frugality is far more empowering. Embracing a frugal mindset can be the key to unlocking lasting financial success and helping you build wealth more effectively than your free-spending peers. Let’s dive into these key insights and strategies

What if the key to wealth and financial success was not just about budgets and investment strategies but also your personality and mindset? Recent research in economic psychology suggests that individuals who embody certain Stoic principles tend to fare better financially. Let’s explore ten signs that you might be a high-value Stoic person on the

What does intelligence look like in everyday life? When we think of intelligent people, we often picture bookish individuals hunched over desks, surrounded by stacks of scholarly tomes. We imagine them as organized, disciplined, and always on their game. But recent studies have uncovered a different reality – one where intelligence often manifests in surprising

Financial intelligence is more than just grasping complex economic ideas. It’s about the smart money decisions you make every day. According to research, people with high financial IQ have certain frugal habits in common that help them steadily build wealth over time. Let’s look at seven frugal living rules that financially savvy individuals live by.

Managing finances can sometimes feel like an uphill battle. But what if we could draw wisdom from ancient philosophy to navigate modern financial challenges? Enter Stoicism, a Greco-Roman school of thought that offers timeless principles applicable to our modern-day personal finances. By integrating Stoic ideas into our approach to money, we can develop stronger self-control,

Financial freedom – a state where you have enough money to live comfortably without active income from employment – is a goal many people strive for. However, the journey to financial independence is usually riddled with obstacles. Understanding and sidestepping common financial pitfalls can significantly increase your chances of achieving lasting financial security. This article

Frugality often conjures images of extreme penny-pinching or a life of deprivation. However, this perception misses the mark. True frugality is about making thoughtful choices with your resources and aligning your economic behavior with long-term goals. Many of us may be more frugal than we realize, as these behaviors become second nature over time. Let’s