10 Safest Places to Retire in Mexico (and 5 to Avoid)

10 Safest Places to Retire in Mexico (and 5 to Avoid)

Mexico has long been a popular destination for retirees seeking warm weather, rich culture, and a lower cost of living. However, safety concerns often top the list of considerations for those contemplating a move south of the US border.

This article explores 10 of the safest places to retire in Mexico and 5 locations you might want to avoid.

1. San Miguel de Allende: A Cultural Haven

San Miguel de Allende, nestled in the central highlands of Mexico, is a retiree’s dream come true. This colonial-era city boasts a thriving art scene, with numerous galleries, workshops, and cultural events throughout the year.

The temperate desert climate provides comfortable weather year-round, making it ideal for those looking to escape extreme heat or cold.

One of the biggest draws for retirees is the large expat community, which offers ample opportunities for socializing and integration.

The cost of living in San Miguel de Allende is relatively low compared to many US and Canadian cities. However, its popularity has led to some increases in recent years. Safety-wise, the town maintains a low crime rate, with local authorities prioritizing security in tourist and residential areas alike.

2. Mazatlan: Beachside Bliss on a Budget

For those dreaming of retirement by the sea, Mazatlan offers a perfect blend of beautiful beaches, affordability, and modern amenities. This Pacific coast city boasts miles of golden sand beaches and stunning ocean views, providing endless opportunities for relaxation and water activities.

What sets Mazatlan apart is its affordability. Housing costs are significantly lower than in many coastal US cities, and daily expenses like food and utilities are very reasonable.

The town also boasts good healthcare facilities, with several well-equipped hospitals and clinics catering to locals and expats. Retirees will find a good balance between tourist areas and quieter residential neighborhoods, allowing them to enjoy the best of both worlds.

3. Puerto Vallarta: LGBTQ-Friendly Paradise

Puerto Vallarta has gained a reputation as one of Mexico’s most LGBTQ-friendly destinations, making it an attractive option for retirees seeking an open and accepting community. The city’s relaxed pace of life is perfect for those looking to unwind and enjoy their golden years.

Puerto Vallarta is surrounded by lush jungle-covered mountains and fronted by the beautiful Banderas Bay. It offers breathtaking scenery and numerous outdoor activities.

The city’s infrastructure is well-developed, with modern amenities and services catering to tourists and long-term residents. Safety in Puerto Vallarta is generally good, with local authorities working to maintain security in this popular destination.

4. Playa del Carmen: Caribbean Charm for Expats

Situated on Mexico’s Riviera Maya, Playa del Carmen offers retirees the allure of Caribbean living with the conveniences of a modern city. The area is famous for its white sandy beaches and turquoise waters, providing a postcard-perfect backdrop for retirement.

The tropical weather in Playa del Carmen is ideal for those who love warmth and sunshine year-round. The city has a large expat community, and numerous facilities and services cater specifically to foreign residents.

From international schools to English-speaking medical professionals, Playa del Carmen makes the transition to Mexican life smoother for retirees.

5. Merida: Safety and History Combined

Merida, the capital of Yucatan state, is often cited as one of the safest cities in Mexico. This colonial city boasts a rich history, blending Mayan heritage with Spanish colonial influences. The result is a culturally vibrant city with beautiful architecture and a strong sense of community.

Living costs in Merida are affordable compared to many other Mexican cities, especially considering its high quality of life.

Its proximity to Gulf Coast beaches provides opportunities for day trips and weekend getaways. The growing expat community in Merida reports positive experiences integrating with the friendly local population.

6. Ajijic/Lake Chapala: Expat Community by the Lake

The Ajijic and Lake Chapala area has long been a favorite among North American retirees. This region boasts one of the largest expat communities in Mexico, offering newcomers an instant support network and numerous English-speaking services.

The area’s pleasant climate, with warm days and cool nights, is a major draw for retirees. Stunning lake views and various outdoor activities keep residents active and engaged.

The cost of living here is lower than in many parts of the US and Canada, allowing retirees to stretch their pensions further while enjoying a high quality of life.

7. Ensenada: Coastal Living with a Wine Country Bonus

Ensenada, located in Baja California, offers retirees the best of coastal living combined with the charm of nearby wine country. This port city provides a unique blend of marine and rural lifestyles.

Compared to other border cities, Ensenada boasts a lower crime rate, making it an attractive option for those who want to stay close to the US.

Thanks to its proximity to California, the city’s culture is an exciting mix of Mexican traditions and American influences. Many expats find comfortable homes in the city’s numerous residential areas and enjoy the relaxed coastal atmosphere.

8. Puebla: Affordable UNESCO World Heritage Site

Puebla, a UNESCO World Heritage site, offers retirees the opportunity to live amongst some of Mexico’s most impressive colonial architecture. The city’s historical center is a treasure trove of baroque buildings, colorful tiles, and charming squares.

Despite its rich cultural offerings, Puebla remains an affordable place to live. Retirees can enjoy a vibrant cultural scene, including numerous museums, theaters, and festivals, without breaking the bank. The city also offers good healthcare options and other amenities for a comfortable retirement.

9. Oaxaca de Juarez: Indigenous Culture and Artistry

Oaxaca de Juarez, commonly known as Oaxaca City, is a haven for those interested in indigenous culture and art. The city is famous for its traditional markets, museums, and art galleries showcasing local crafts and artwork.

Living costs in Oaxaca are remarkably affordable, especially considering the rich cultural experiences. The local cuisine is renowned throughout Mexico, providing retirees endless culinary adventures.

While the expat community is smaller than in some other cities, it’s growing, and many report positive experiences integrating into the warm local community.

10. Sayulita: Small-Town Tranquility by the Sea

For those seeking a quieter retirement, Sayulita offers small-town charm combined with beautiful beaches. This former fishing village on the Pacific coast has evolved into a laid-back surf town with a growing expat population.

Sayulita boasts a meager crime rate and a strong sense of community, making it an attractive option for safety-conscious retirees.

The family-oriented atmosphere provides a welcoming environment for newcomers. While healthcare facilities in Sayulita itself are limited, larger hospitals are available in nearby Puerto Vallarta.

Places to Avoid:

Cancun’s Tourist Traps

While Cancun is a popular vacation spot, it may not be the best choice for retirement. The city has seen increasing crime rates, especially targeting tourists.

The overcrowded tourist areas can be overwhelming for long-term residents, and the cost of living is higher than in many other Mexican cities. However, quieter areas outside the hotel zone or nearby towns might offer better options for those set on retiring in the region.

Steering Clear of Acapulco’s Challenges

Once a glamorous resort town, Acapulco has faced significant challenges recently. High crime rates due to drug-related violence have tarnished its reputation.

The city also grapples with poverty issues outside tourist areas and declining infrastructure. While efforts are being made to improve the situation, retirees might want to consider safer alternatives along Mexico’s Pacific coast.

Why Tijuana Might Not Be Your Best Bet

Tijuana, despite its proximity to the US, faces serious safety concerns. The city has one of the highest homicide rates in Mexico, mainly due to drug-related crime.

While there are safer neighborhoods, the overall security situation makes Tijuana a risky choice for retirees. Those interested in border living might consider other cities in Baja, California, with lower crime rates.

Ciudad Obregón: Drug Trade Concerns

Ciudad Obregón, located in the state of Sonora, has been affected by drug trade issues that impact overall safety. Compared to more popular retirement destinations, the city offers limited amenities for expats.

While it has some positive aspects, the security concerns and lack of specialized services for retirees make it a less attractive option.

Coatzacoalcos: Rising Crime and Limited Expat Support

Coatzacoalcos, a port city in Veracruz state, has seen increasing crime rates in recent years, including thefts and drug-related activity.

The limited expat community means fewer support networks and specialized services for foreign retirees. While the city has its charms, the current security situation and lack of infrastructure for expats make it challenging for retirees.

Conclusion

Mexico offers numerous safe and attractive options for retirees. However, conducting thorough research on current safety conditions is crucial, as situations can change over time.

Consider your preferences, budget, and lifestyle needs when choosing a retirement destination. Visiting potential locations and connecting with expat communities can provide valuable insights to help you make the best decision for your retirement in Mexico.

Remember, while we strive to provide accurate information, it is crucial to conduct your own research and visit potential retirement destinations before making a decision.